Currently there is an agreement between the government and the UK insurance industry. The agreement states that so long as the Government spends a reasonable amount annually on flood defences, the insurance industry will make insurance cover avail- able at affordable prices.
This deal ends in 2013 and, presently, the Government and the insurance industry are in discussions over whether or not the Government will continue to invest money in flood defences.
Should the Government decide to pull out, flood insurers would have no alternative but to underwrite their flood book on the basis of the flood risk of each individual area.
This could mean extremely high premiums for some areas and, in a number of cases, no flood cover.
The knock-on effect is that it will make homes in these areas less attractive to purchasers and mortgages will become difficult to obtain.
It is vital that the Government continue their investment and local householders and businesses should make sure that their MP is working to ensure that this happens.
NAME & ADDRESS SUPPLIED
I WANTED to pass on my thanks to a true gentleman I only know as Graham who came to the aid of my wife Val when she had a flat tyre in an extremely dangerous spot between the motorway and the Saughall Massie junction.
It was in rush hour on the Wednesday, September 19.
He changed the offside tyre in a very risky area with traffic passing close by.
We are both very appreciative and this is the only way we can say thank you as he left no details.
ON Sunday, September 16 I had a table at a car boot sale at Tranmere Rovers.
A lady purchased a 22- piece bone china tea service from me, I wrapped them and bagged them for her and omitted to give her the six cups.
I would be delighted to find the lady and give her the cups to complete the set.